By budgeting for university life at CCCU right from the start you can feel more confident about managing your money.
The latest National Student Money Survey reveals where students' money goes and will give you a sense of how much you will need to put aside. The average student's living costs are about £810 a month (or £187 a week) although students at Christ Church seem to spend less at £512 per month.
Of course, everyone is different and costs can vary, so below is just a guideline to help you prepare. We also recognize that the cost of living is set to rise in 2022/23, so please take this into consideration. And remember if you have any concerns or need advice please speak to our Student Support Team.
If you are living away from home the biggest part of your budget will be on rent. The cost of accommodation depends upon location, room type and facilities. Don’t forget that the University has a range of accommodation available to suit all budgets.
Remember students do not have to pay council tax, but you do have to get an exemption certificate. You can download this from MyRecord once you are fully registered.
If you are living in private accommodation, you may also have to budget for utility bills such as gas, electricity, water and TV licence.
Groceries are the second biggest expenditure for students. By doing a weekly meal plan, looking for bargains and buying supermarket value brands there are lots of ways to save. Check out this guide on saving money on food or try this weekly meal plan.
And here are some great recipes from our very own Head Chef Stuart.
Academic costs include books and course materials, as well as stationary photocopying and printing costs. These can vary tremendously depending on what subject you study.
Students have access to a range of free software including Microsoft Office and when on campus, there are many PCs/Apple Macs to use as well as laptops to borrow. We do, however, recommend that you have your own laptop computer as there will be lots of online resources, recorded lectures and activities for you to engage with.
The amount you spend is up to you - keep an eye on your bills. You should shop around for the cheapest tariff to suit your circumstances.
Depending on where you live, you may need to budget for daily costs and weekend journeys if you travel home or away on visits. If your home is some distance from the University, you will also have to consider the cost of travelling to and from the University at the beginning and end of term. As a student you can access a range of public transport discounts and deals.
Costs of personal items (for example, toiletries or clothes) vary considerably from individual to individual but is important to include in your budget.
By giving yourself a budget for socializing you can make sure you make the best of your time at University and not spend all your budget in the first few weeks!
The Students’ Union Lounge at St George’s is a great place to meet people and provides lots of great food and drink deals. There are also a range of free events throughout the year - including the popular Chooseday Chill, every Tuesday at Augustine House from 5pm, with games, crafts and free tea and toast.
For discounts on shops and restaurants in Canterbury why not think about getting a free Canterbury Discount Card or maybe ask someone to buy you a Canterbury Gift Card. There are of course lots of student discounts to be had – check out the NUS Totum Card for over 350 offers and deals.
You should put some money aside for unexpected cost or emergency expenses so you always have some contingency for the unknow.
Some further advice and support…
The majority of UK students will be eligible for some form of Maintenance Loan to cover their living costs at university, but most students report that it doesn't stretch far enough. Students often make up the shortfall through support from their parents or securing a part time job – Unitemps is a great place to start if you are looking for a local job.
Although international students are entitled to free NHS treatment whilst in the UK, they should consider taking out insurance that covers other medical-related costs.
If you are worried about finances, having difficulty budgeting or just need some money advice our friendly Student Support Team is on hand to provide guidance.